Alzheimer's Inspiration - The Faces of Those Impacted

Watch this powerful video showing the faces of Alzheimer's. Another reason why affordable Long Term Care Insurance should be part of your retirement plan. Memory loss impacts both the old and young and can have a huge impact on loved ones in many ways. Having an affordable plan for the physical, emotional and financial burdens Long Term Health care can have on family should be part of everyone's overall retirement plan.

Health insurance and Medicare, which is health insurance for those age 65 and over, won't pay for a majority of the costs associated to Long Term Health Care. Affordable Long Term Care Insurance can help pay for the costs of keeping you or a spouse at home as well as paying for care at adult daycare, assisted living facilities, memory care facilities and well as traditional nursing homes.

Some people think health insurance or the government pays for this type of care. This is not the case. Most Long Term Health Care is considered custodial in nature which is not paid for by any health insurance or by Medicare or Medicare Supplements. Medicaid, the medical welfare program, will pay for custodial care but only after a family exhausts assets.

Skilled care will be paid for by health insurance and later by Medicare but only for a handful of days and only if you are getting better. This is why having affordable Long Term Care Insurance as part of your retirement plan protects your 401k's and IRA's as well as other assets.

Here is the link to the video: https://www.facebook.com/video.php?v=1492393844371107&fref=nf# 


Learn more about affordable Long Term Care Insurance at http://mccannltc.net

Pat Summitt was one of the best basketball coaches ever, and one of the faces of Alzheimer's. She led the University of Tennessee women’s basketball team to a record 1,098 victories during her reign from 1974 to 2012. Her book is a good read.