4 Secrets to Buying Long-Term-Care Insurance

Great article from Kiplinger's (see link below) on the secrets to buying Long Term Care Insurance. Affordable Long Term Care Insurance provides you with a way to protect your 401k's and IRA's and other assets from the high risk of needing Long Term Health Care. Having a plan that addresses the physical, emotional and financial burdens Long Term Health Care has on loved ones is key to retirement planning. Learn more now and get quotes from all the top insurance companies, http://mccannltc.net/free-quote/

Here is the link to the article: http://www.kiplinger.com/article/retirement/T036-C000-S004-4-secrets-to-buying-long-term-care-insurance.html

One important key is to work with a true specialist in Long Term Health Care Planning. Very few agents or financial advisors are really qualified or have the experience in this area. The specialist you work with should represent all the major companies and have at least 500 active clients with Long Term Care Insurance.

In my case, I have 16+ years of experience with over 2300 clients. I represent all the major companies so I can help you determine if this coverage is appropriate for you base don your age, health, and financial situation. Most people start planning in their 40's or 50's but people have started as young as their 20's and as old as their 70's. Your current AGE and HEALTH are big factors in cost.

A 53 year-old married male, in good health, can get a solid partnership qualified plan for under $80 a month. Many factors impact the benefit levels so a specialist can help you design an affordable plan. If your state is a partnership state, and most states have partnership plans in place, you can get dollar-for-dollar asset protection.

Learn more about how Long Term Care Insurance can be an affordable part of your retirement plan. Discover the details at http://mccannltc.net/