The Holidays – Great Time to Review Long Term Care Issues

The holidays bring families together. Many times you get to see family members you have not seen in sometime. This is a good time check on how older relatives are doing and evaluate your own planning for the physical, emotional and financial burdens Long Term Health Care can have on loved ones.

Before you review how your retirement plans deal with Long Term Health Care, use the holidays to spot changes in aging relatives. This may help avoid the crisis planning that comes when an issue is forced on a family.

Look to spot personality or behavior changes that sometimes go unnoticed by those who see your loved one on a regular basis. It is important to speak-up about these issues with other family members so proper planning can be done prior to a crisis.

Read the article here: http://www.secretsofhealth.net/the-holidays-great-time-to-review-long-term-care-issues/

Consumers can learn more about Long Term Health Care Planning by going to his website: http://mccannltc.net/. Additional online resources include:

U.S. Department of Health and Human Services: http://longtermcare.gov/

American Association for Long Term Care Insurance: http://www.aaltci.org/

Long Term Care Planning News: http://www.longtermcareplanningnews.com/

Life Happens: http://www.lifehappens.org/insurance-overview/long-term-care-insurance/

Remember Carly Simon's "You're So Vain"? Watch GMA in '80's?

Let's go back to 1974. Remember listening to the radio and hearing Carly Simon sing "You're So Vain? Now we know one of the verses was about Warren Beatty. Fast forward a little, did you watch David Hartman & Joan Lunden on "Good Morning America"?

If you do than you are probably in your 50's or 60's. If you have not made affordable Long Term Care Insurance part of your retirement plan than what are you waiting for?

Discover how affordable having a plan for the physical, emotional and financial burdens Long Term Health Care Can have on loved ones. Protect your assets and be sure you are never a burden on anyone.

Learn more now: http://mccannltc.net/

 

 

Marrying after 50? Get LTC Insurance & Consider Financial Issues

The Beatles sang, “All You Need Is Love” but if you are considering love & marriage after age 50 you need to consider more than just love. Affordable Long Term Care Insurance needs to be one of a number of issues to review before you say "I do".

 

Read the article and then learn how Long Term Care Insurance needs to be a gift you give to your spouse and your families.

 

Read here: http://longtermcareplanningnews.com/article?article=147

 

Learn more about Long Term Care Insurance: www.mccannltci.com
Get FREE QUOTES: http://quoteonltc.com/

 

Do You Remember 1975?

Flashback to 1975. High School? College? Jr. High? Take a look at some of the music from 1975:

If you do remember 1975 then you should be planning for Long Term Health Care. Health insurance and Medicare will not pay for a majority of the costs associated with aging, illness and accidents. Since the advances in medical science allow us to live longer and survive these type of events more and more people will require help with activities of daily living ... or even supervision due to memory issues.

We all work hard and save money for retirement. We put money in our 401ks, IRA's, SEP's and we want to protect these assets.

Most of us never want to burden our loved ones and protect the lifestyle of our spouses. This is why affordable Long Term Care Insurance should be part of your retirement plan.

Discover how affordable it can be. Get free quotes at: http://quoteonltc.com/.

Visit my website and learn more: www.mccannltci.com

Dementia Care Now More Costly Than Other Illnesses

A new study shows the cost of caring for those with memory loss is more expensive than other health issues. This cost tends to be out-of-pocket and in the last 5 years of life. Affordable Long Term Care Insurance can help pay for this cost.

Health care costs are high but a new research study shows the cost of extended care related to dementia is more expensive and more burdensome than other health issues. Much of the caregiving costs for these people are not covered by traditional health insurance or, for those 65 and older, Medicare. This means the cost of care is out-of-pocket placing a financial burden on the American family.

Health care and caregiving costs for dementia patients tend to be in the final five years of life. The study shows these costs are higher compared to patients with cancer, heart disease and other illnesses, the study suggests.

The study findings were published online Oct. 26 in the Annals of Internal Medicine. The research found that total “social costs” — such as government spending, private insurance and out-of-pocket expenditures for dementia patients — were 57% greater than costs associated with death from other conditions.

Alzheimer’s disease is the most common form of dementia, a progressive condition marked by declines in memory, language, problem-solving and other skills that enable everyday activities, according to the Alzheimer’s Association. About 5 million Americans have Alzheimer’s. More than 15 million Americans provide unpaid care for these patients and others with dementia, the association said.
Read the full article here: http://longtermcareplanningnews.com/article?article=146

Get FREE quotes on affordable Long Term Care Insurance: http://quoteonltc.com/

#dementia #longtermcare #LTC #health #Alzheimer's #retirement

LTC Partnership Coming Soon to IL, MI and NM?

I was honored to be on of the major speakers at the American Association for Long Term Care Insurance conference on October 27, 2015 at the Hyatt at Dulles ( just outside DC).

Also announced at the conference that the states of Michigan, Illinois and New Mexico are closer to adopting the federal/state partnership program as authorized by the federal Deficit Reduction Act (DRA). This provides dollar-for-dollar asset protection if you have a qualified partnership ‪#‎LTC‬ policy. Learn how affordable Long Term Care Insurance can be and make it part of your retirement plan. Go to: http://mccannltc.net/

‪#‎longtermcare‬ ‪#‎partnership‬ ‪#‎boomers‬ ‪#‎retirement‬ ‪#‎healthcare

Matt Damon says to 'do the math' in the movie "The Martian'", so do the math!

In the movie 'The Martian' Mark Watney (Matt Damon) says to 'do the math' when dealing with a problem. In dealing with the issue of LTC planning do as Matt Damon suggests and 'do the math'. Affordable #LTC insurance can address the physical, emotional and financial burdens Long Term Health Care can have on loved ones. Make Long Term Care Insurance part of your retirement plan.

 

Some people think Long Term Care Insurance is too expensive. If you 'do the math' you will see it is VERY affordable, especially if you plan prior to retirement when you are younger and more healthy.

 

Most people I speak with are now in their 40's and 50's. No matter what your age generally we can find a very affordable plan to address the issue of Long Term Health Care.

 

Some people think it won't happen to them. Again, 'do the math'. The US Department of Health and Human Services says if you reach the age of 65 you will have a 70% chance on requiring some type of Long Term Health Care service before you pass.

 

Some people think they can 'self insure'. Again, do the math. You can never time when you will need help with activities of daily living, supervision due to memory issues or other skilled or custodial Long Term Health Care service. If the market is down you might have to 'sell' at a loss. Your 'loss' still maybe a gain ... and Uncle Sam will want part of your gain as well. In addition to using your own money to still are creating a burden of your loved ones. The math suggests affordable Long Term Care Insurance is a much more logical way to plan for this risk. Protect your 401k, IRA's and other assets while at the same time not being a burden on those you love.

 

So get help 'doing the math' .... Learn now about how Long Term Care Insurance may help you and your family.

 

Get quotes and learn more now: http://mccannltc.net/free-quote/

 

 

 

Do the math ... and bring home affordable Long Term Care Insurance and make it part of your retirement plan.

#‎Martian‬ #LTC ‪#‎boomers‬ ‪#‎retirement‬ ‪#‎MattDamon